Insurance issues can loom large in divorce negotiations, outcome

Risk is so closely aligned with life on planet Earth that many people simply take it for granted. In many areas across the globe, individuals and families just assume the many risks that centrally feature in life, not taking any proactive steps to minimize or avoid them.

Of course, that is hardly the case for many millions of Americans, with risk often being explicitly acknowledged across the United States in all its perceivable forms and protected against to the fullest extent possible.

That means insurance coverage, and some of our readers might need to take a moment or two to fully calculate just how comprehensively their varied policies are that safeguard them against myriad risks.

The list is long, ranging from life and health insurance to disability policies, homeowners’ protections, car insurance and many other forms of coverage.

What happens with all that during a divorce in Massachusetts or elsewhere?

That is certainly a reasonable — in fact, a very important — question to ask, given the vulnerability that a lack of coverage can breed, coupled with the unquestioned vulnerability many people feel when a divorce decree is freshly executed.

Some of our readers might want to take a look at an article on our website at the Law Offices of Lisa A. Ruggieri in Wellesley that discusses insurance considerations during the divorce process and thereafter.

It simply stands to reason why insurance-related concerns would be material at such a time. Children need to remain seamlessly connected to viable health care coverage following a divorce. Additionally, a meaningful life insurance policy will optimally cover a former spouse and a couple’s children. Other forms of insurance can easily come into play, as well.

A timely and fully fleshed-out discussion with a proven family law attorney can duly spotlight all relevant insurance-related concerns and subsequently help to deal with them in a proactive and legally protective way.

As the aforementioned article notes, experienced legal counsel “can provide valuable assistance and help obtain a fair and equitable insurance division.”