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Issues to Consider when Divorcing Over 50

The number of people divorcing after 50 has doubled since 1990. Although there are many theories to explain this rise, experts point to longer life expectancy and continuing opportunities to grow, and in turn, grow apart. As children become adults and move out of the home, the bond that once held a family together begins to unravel. And, women, in particular, are more financially independent than ever before and thus able to live independent lives from their former spouse.
Consider these issues if you are over 50 and are contemplating or are in the midst of a divorce.

1) Preparation: Consult with an experienced, knowledgeable family law attorney who can review and advise with you the necessary steps in protecting your financial future. This often includes discussing health insurance, cost of living, payment of debts, division of assets and tax consequences that may affect you post divorce.

2) Timing: How and when you decide to divorce should be your first and perhaps most important decision. The process of officially and legally ending your marriage will take a financial and emotional toll on the parties involved.

3) Finances: The division of assets and liabilities can be complicated . Social Security benefits, pension plans and retirement assets all become part of this division. The division of 401K, IRA and pension assets can be tricky and need to be carefully considered as certain rules apply when they are divided. For example, should a pension be divided equally or disproportionately? The answer depends on numerous factors including life expectancy, age difference and other sources of income available.

Who you hire as your Attorney to represent your specific needs will make all the difference in both the overall resolution, and often the overall cost of your divorce. Be sure to research the reviews by others who have retained and worked with an Attorney to be sure that you are hoping someone who will be on your side and in your corner through every step of the process.

Contact the Law Offices of Lisa A Ruggieri and schedule a consultation to gain a clear understanding of your rights and possible outcomes to be expected.

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